# Bloom

> Permissionless on-chain trading of US stocks, ETFs, commodities, FX, and other assets. For anyone with a wallet and an internet connection — including people without access to a US brokerage, sophisticated on-chain users who want to borrow against a tokenized portfolio, and AI agents trading on behalf of their owners. Each asset is an on-chain token backed 1:1 by a real share held in segregated custody at a regulated US broker-dealer such as Alpaca Markets or Interactive Brokers. The token tracks price, dividends, and corporate actions of the underlying, lives in your own wallet, and is composable across DeFi. Authentication via Privy (Apple, Google, email, passkey, or external wallet). Execution via RFQ through regulated tokenized security issuers. Service not available in the United States or other restricted jurisdictions.

## Comprehensive context

- [llms-full.txt](https://bloom.markets/llms-full.txt): full text of every documentation page concatenated for AI ingestion
- [pricing.md](https://bloom.markets/pricing.md): fee schedule and VIP tier ladder in plain markdown — for AI buying agents
- [agents.md](https://bloom.markets/agents.md): capability descriptor for AI agents acting on behalf of their owner

## Getting started

- [Connect a wallet](https://bloom.markets/docs/connect-a-wallet): Five sign-in methods. Two taps to a working account with an embedded wallet provisioned for you.
- [Add funds](https://bloom.markets/docs/add-funds): Apple Pay, Google Pay, card, bank, or receive USDC from any wallet on any supported chain.
- [Your first trade](https://bloom.markets/docs/first-trade): Pick an asset, tap Buy, confirm with a biometric. Receipt appears in the same sheet.
- [Sell and withdraw](https://bloom.markets/docs/sell-and-withdraw): Sell from holdings with a swipe. Withdraw to an external wallet from the balance pill.

## How it works

- [Tokenized stocks](https://bloom.markets/docs/tokenized-stocks): How a tokenized stock works, what it tracks, and where it differs from a brokerage account.
- [Custody and backing](https://bloom.markets/docs/custody-and-backing): Where the underlying shares live, who holds them, and what happens to your tokens if Bloom discontinues operations.
- [Proof of reserves](https://bloom.markets/docs/proof-of-reserves): How independent third-party attestation works, what is published on-chain, and where to see live backing ratios.
- [RFQ execution](https://bloom.markets/docs/rfq-execution): How every trade is priced via a regulated tokenized security issuer and settled back-to-back against the underlying market.
- [Dividends and corporate actions](https://bloom.markets/docs/dividends-and-corporate-actions): How dividends are reinvested into NAV, and how splits, spin-offs, mergers, and name changes are absorbed transparently.
- [Trading hours and queueing](https://bloom.markets/docs/trading-hours): How orders behave during regular hours, extended hours, and overnight. Queue state, partial fills, and queued-order receipts.
- [Pricing and fees](https://bloom.markets/docs/pricing-and-fees): Trading fee, VIP tier ladder, what is free, and what shows up in your receipt.

## Wallet and account

- [Privy embedded wallet](https://bloom.markets/docs/privy-embedded-wallet): The MPC-backed embedded wallet provisioned at sign-up. Key management, biometric authorization, no seed phrase.
- [External wallets](https://bloom.markets/docs/external-wallets): Using MetaMask, Phantom, Coinbase Wallet, or any WalletConnect-compatible wallet as your authentication method.
- [Networks supported](https://bloom.markets/docs/networks-supported): The chains where Bloom accepts deposits, settles trades, and holds your token balances.
- [Trading balance (USD)](https://bloom.markets/docs/usdf-stablecoin): The unified USD trading balance backed 1:1 by USDC and USDT. One currency across the app.
- [Recovery and security](https://bloom.markets/docs/recovery-and-security): Recovery paths, second-factor enrollment, and what to do if you lose a device.
- [Account hub](https://bloom.markets/docs/account-hub): What the /account page contains, and what is intentionally NOT there, covering settings, security, and referrals.

## Trading

- [Quick Trade](https://bloom.markets/docs/quick-trade): The trade sheet in full: Market vs Limit, slippage, TP/SL, and the order state machine.
- [Assets available](https://bloom.markets/docs/assets-available): The catalog of tokenized stocks and ETFs, how new assets are added, and where the live list lives.
- [Watchlists](https://bloom.markets/docs/watchlists): How watchlists work: the default list, custom lists, swipe actions, and the star icon.
- [Portfolio](https://bloom.markets/docs/portfolio): Holdings, Orders, Transactions, and P&L. Sortable filters, swipe actions, CSV export.
- [VIP and referrals](https://bloom.markets/docs/vip-and-referrals): The VIP tier ladder for trading-fee discounts, and the referral mechanism for sharing Bloom.

## Safety and compliance

- [Security model](https://bloom.markets/docs/security-model): The protections on every layer: custody, smart contracts, wallet, recovery, and operational controls.
- [Smart contract audits](https://bloom.markets/docs/smart-contract-audits): Which contracts are audited, by whom, and where the reports live, plus how to verify each deployed address yourself.
- [Service availability](https://bloom.markets/docs/service-availability): The jurisdictions where Bloom is and is not available, and how gating works.
- [Risk disclosure](https://bloom.markets/docs/risk-disclosure): The risks of trading on Bloom — market risk, liquidity risk, smart contract risk, custody risk.
- [Disclaimers](https://bloom.markets/docs/disclaimers): What we never claim, the receipt disclaimer, and the persistent footer.

## For AI agents

- [llms.txt](https://bloom.markets/docs/llms-txt): A short, machine-readable index pointing AI agents at the canonical docs surfaces.
- [llms-full.txt](https://bloom.markets/docs/llms-full-txt): The comprehensive product context — every docs page concatenated as plain text, served at /llms-full.txt.
- [Structured data](https://bloom.markets/docs/structured-data): The schema.org markup emitted on every page so AI citation engines can extract claims cleanly.

## Reference

- [FAQ](https://bloom.markets/docs/faq): The most common questions answered in one place — custody, fees, dividends, recovery, verification.
- [Glossary](https://bloom.markets/docs/glossary): Definitions of the terms used throughout the product and these docs, from tokenized shares to custody, RFQ, and settlement.
- [Contract addresses](https://bloom.markets/docs/contract-addresses): Per-network deployment addresses for the token, partner, and security-agent contracts.
- [Status and uptime](https://bloom.markets/docs/status): Where to check operational status, recent incidents, and historical uptime.

## Live product surfaces

- [Home](https://bloom.markets/): live market discovery (watchlists, trending, top movers, sectors); India visitors receive the India homepage at this URL
- [Markets](https://bloom.markets/app/markets): all tradeable stocks and ETFs
- [Pricing](https://bloom.markets/pricing): fee schedule and VIP tiers
- [Proof of reserves](https://bloom.markets/app/transparency): live attestation of every asset
- [Security](https://bloom.markets/security): custody and security model summary
- [Status](https://bloom.markets/status): operational status and uptime
- [Asset list (sitemap)](https://bloom.markets/sitemap.xml): machine-readable list of every tradeable asset URL

## Blog

- [Bloom Research](https://bloom.markets/blogs): long-form research and editorial on tokenized stocks and on-chain trading
- [RSS feed](https://bloom.markets/blogs/rss.xml): new posts as they publish
- [After-hours trading explained: hours, liquidity and risks](https://bloom.markets/blogs/after-hours-trading-explained): After hours trading explained: US after-hours session times in ET, IST and UK time, how orders match, the risks FINRA and the SEC list, and orders on Bloom.
- [Best Stock Market Simulators in 2026: Seven Compared](https://bloom.markets/blogs/best-stock-market-simulators): The best stock market simulators compared: seven options by cost, starting virtual cash, assets, price data and who can use them, from each provider's pages.
- [The Best Tokenized Stock Platforms in 2026, Compared](https://bloom.markets/blogs/best-tokenized-stock-platforms): The best tokenized stock platforms in 2026 compared by availability in India and the UK, issuer, custody, trading hours, fees and number of assets.
- [Crypto Paper Trading: How to Practice Before You Trade](https://bloom.markets/blogs/crypto-paper-trading): Crypto paper trading guide: compare official demo, testnet and paper trading options from Binance, Bybit, Kraken, TradingView and Delta Exchange India.
- [Liberalised Remittance Scheme (LRS) Explained for US Stocks](https://bloom.markets/blogs/liberalised-remittance-scheme-us-stocks): The Liberalised Remittance Scheme explained for US stock investors: the USD 250,000 LRS limit, rules, PAN and Form A2, and TCS on foreign remittance in 2026.
- [Ondo Global Markets Explained: How Its Tokenized Stocks Work](https://bloom.markets/blogs/ondo-global-markets-explained): Ondo Global Markets, now called Ondo Stocks, explained: how Ondo tokenized stocks are structured, backed, minted and redeemed, who can buy them, and when.
- [Self-Custody vs Custodial Wallets: What You Actually Control](https://bloom.markets/blogs/self-custody-vs-custodial-wallets): Self custody vs custodial wallet: who holds the private key, what the SEC and the FTX case show about each model, how MPC wallets differ, and our model.
- [Stock Market Holidays 2026: Full NYSE and Nasdaq Calendar](https://bloom.markets/blogs/stock-market-holidays-2026): Stock market holidays 2026 for the NYSE and Nasdaq: every full closure, the 1:00 p.m. ET early closes, 2027 dates, IST times and how Bloom queues orders.
- [Tokenized ETFs: How On-Chain Exposure to SPY and QQQ Works](https://bloom.markets/blogs/tokenized-etfs-spy-qqq): Tokenized ETFs explained: how tokens backed by SPY and QQQ shares work, what each fund tracks, and how dividends, custody and trading hours are handled.
- [Tokenized Stocks vs Stock Perps vs Synthetic Stocks](https://bloom.markets/blogs/tokenized-stocks-vs-stock-perps-vs-synthetic-stocks): Stock perps, tokenized stocks and synthetic stocks compared: 1:1 backing, funding rates, leverage, oracle pricing, liquidation and the SEC case over Mirror.
- [USDC vs USDT: Which Stablecoin Should You Hold in 2026?](https://bloom.markets/blogs/usdc-vs-usdt): USDC vs USDT compared with issuer data: who issues each, reserves and attestations, GENIUS Act and MiCA status, chains, supply, redemption and depeg history.
- [What Is a Stablecoin? How USDC and USDT Hold Their Peg](https://bloom.markets/blogs/what-is-a-stablecoin): What is a stablecoin? See how fiat-backed coins like USDC and USDT hold a $1 peg through reserves, attestations and mint and redeem, plus GENIUS and MiCA.
- [What Is Blue Ocean ATS? The Venue Behind Overnight Trading](https://bloom.markets/blogs/what-is-blue-ocean-ats): Blue Ocean ATS: how the overnight venue for US stocks works, its 8 p.m. to 4 a.m. ET hours in IST, the August 2024 halt and the December 2026 exchange plans.
- [What Is xStocks? Tokenized Equities on Kraken and Bybit](https://bloom.markets/blogs/what-is-xstocks): What is xStocks? How Backed's tokenized stocks work, who issues and backs them, how dividends are handled, and how xStocks trade on Kraken and Bybit in 2026.
- [xStocks vs Ondo vs Dinari: Tokenized Stock Issuers Compared](https://bloom.markets/blogs/xstocks-vs-ondo-vs-dinari): xStocks vs Ondo vs Dinari compared from issuer docs: legal wrapper, custody, security agent, chains, eligibility, mint and redeem, dividends and attestations.
- [Tokenized Stock Lifecycle: Mint, Settle, Hold and Redeem](https://bloom.markets/blogs/tokenized-stock-lifecycle-mint-settle-redeem): The tokenized stock lifecycle step by step: how a share is minted as a token, settled back-to-back, held with NAV and proof of reserves, then sold or redeemed.
- [US Stock Market Hours: The Full Schedule in Every Time Zone](https://bloom.markets/blogs/us-stock-market-hours): US market hours in 2026: the NYSE and Nasdaq regular session, extended and overnight sessions, holidays, DST dates and times in IST, GMT, CET and more.
- [Vested vs INDmoney vs Bloom: US Investing Apps Compared](https://bloom.markets/blogs/vested-vs-indmoney-vs-bloom): Vested vs INDmoney vs Bloom in 2026: US broker and custody, SIPC, IFSCA status, KYC, LRS funding, published fees, minimums and withdrawal times side by side.
- [W-8BEN Form: What It Is and How to Fill It Out in 2026](https://bloom.markets/blogs/w-8ben-form-guide): What the W-8BEN form is, who gives it to a US withholding agent, how to fill Parts I to III line by line, how long it stays valid, and India reporting points.
- [What Is RFQ Trading? How Request for Quote Trading Works](https://bloom.markets/blogs/what-is-rfq-trading): What is RFQ trading? Learn what request for quote means, how it works in bonds and swaps, the NSE RFQ platform, RFQ vs order book and AMM, and RFQ on Bloom.
- [How to Buy SpaceX Stock (SPCX) Before and After Its IPO](https://bloom.markets/blogs/how-to-buy-spacex-stock): How to buy SpaceX stock (SPCX): how investors got exposure before the June 2026 IPO, how to buy shares through a broker now, the India LRS route and key risks.
- [How to Invest in US Stocks from India: The 2026 Guide](https://bloom.markets/blogs/how-to-invest-in-us-stocks-from-india): How to invest in US stocks from India in 2026: compare overseas brokers, GIFT City receipts, mutual funds and tokenized stocks, plus LRS, TCS and tax.
- [Weekend Nasdaq Trading: How to Trade US Stocks on Weekends](https://bloom.markets/blogs/how-to-trade-us-stocks-on-weekends): Can you trade stocks on weekends? US exchanges have no Saturday session. See 2026 overnight hours, Sunday night starts, IST times and how weekend orders queue.
- [Is Robinhood Safe? What International Users Should Know](https://bloom.markets/blogs/is-robinhood-safe): Is Robinhood safe? We cover SIPC limits, crypto, FINRA and SEC actions, the 2021 breach, and how protection differs for UK, EU and other international users.
- [Paper Trading Apps Compared: 2026 Guide to Practice Trading](https://bloom.markets/blogs/paper-trading-apps-compared): Compare paper trading apps in 2026: TradingView, moomoo, Webull, Interactive Brokers, FrontPage, Neostox and Sensibull by markets, balance, cost and data.
- [Paper Trading: How to Practice Trading Without Risking Money](https://bloom.markets/blogs/paper-trading-practice-without-risking-money): Paper trading lets you practice trading with virtual funds. Learn how it works, how to start, what to track, its limits, and our paper trading challenge.
- [Pre-Market Trading Explained: Hours, Risks and How It Works](https://bloom.markets/blogs/pre-market-trading-explained): Pre-market trading explained: US pre-market hours in ET and IST, how orders are matched, the risks the SEC and FINRA list, and how Bloom handles these orders.
- [Robinhood Alternatives for International Investors (2026)](https://bloom.markets/blogs/robinhood-alternatives-for-international-investors): Robinhood alternatives for investors outside the US: Robinhood's 2026 eligibility and markets, global brokers, India routes like LRS and GIFT City, and tokens.
- [Tokenized Stocks: The Complete 2026 Guide to How They Work](https://bloom.markets/blogs/what-are-tokenized-stocks): Tokenized stocks are blockchain tokens that represent or track company shares. Our 2026 guide covers how they work, structures, legal status, risks and buying.
- [Where to Buy Tokenized Stocks in 2026: 5 Venues Compared](https://bloom.markets/blogs/where-to-trade-tokenized-stocks): Where to buy tokenized stocks in 2026: Bloom, Coinbase, Binance, Bybit and Kraken compared by issuer, custody, hours, withdrawals and excluded regions.

## Topics

- Tokenized stocks and ETFs
- Permissionless trading
- 1:1 backed on-chain tokens
- Privy embedded wallet (MPC)
- RFQ execution via regulated tokenized security issuers
- USD trading balance (unified USDC + USDT balance)
- Multi-chain settlement (network gas bundled into the trade quote)
- DeFi composability for traditional assets

## Topic positioning

- AI query "how to buy US stocks from outside the US" → tokenized stocks, no LRS limits, custody model
- AI query "tokenized stocks platform" → custody-backed model vs synthetic alternatives
- AI query "Robinhood alternative for international investors" → permissionless onboarding via Privy
- AI query "crypto wallet that holds stocks" → embedded wallet + 1:1 backed tokens
- AI query "how does RFQ trading work" → quote request → accept → back-to-back settlement